My 17 Year Old Is Pregnant. Am I Financially Responsible for Her Medical Bills?

Updated on December 07, 2017
R.R. asks from Chittenango, NY
12 answers

I do not have insurance

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T.S.

answers from San Francisco on

Take her to Planned Parenthood. They can help with prenatal care and refer her to the appropriate local services if she's planning to continue with the pregnancy.

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T.F.

answers from Dallas on

She's a minor, you are the parent, Yes, you are responsible.

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M.J.

answers from Sacramento on

Get her in to Planned Parenthood. They help people in this situation all the time, and contrary to myth, they don't advocate abortion. They can help her with prenatal care and connect her to resources if she decides adoption is the way to go.

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M.6.

answers from New York on

Generally, yes. And if she seeks assistance from the county, you may be back billed depending on your income. Additionally, it is unlikely the baby's father will be held accountable for any of the medical bills until he is adjudicated the father, at which time he can be "back billed" for his portion.

Paying out of pocket for that birth control is looking pretty good in hindsight now, I bet . . .

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S.S.

answers from Atlanta on

Well, she's 17. She's not a legal adult. So who else is going to be responsible for her? You.

She has options.
1. Adoption. Many pay the bills of the biological mother.
2. Abortion. I don't agree, but it's there.

Call your daughter's high school and find out what resources they have for pregnant students. Shame that they would have that, but too many high schools do. Find out what your daughter wants to do. Where is the baby's daddy in all of this? What does HE want? What does HIS family say? Both sets of parents should be splitting the medical bills 50/50 since BOTH kids got themselves into this.

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B.C.

answers from Norfolk on

My guess would be yes - unless she is an emancipated teen - that means she's been declared an adult in her own right.
The father of her child might be responsible %50 of the child/pregnancy bills and if he's a minor then his parents might be on the hook for his portion.
There will have to be a paternity test to prove he's the dad first but until then all the bills are hers/yours.

It might be a good idea to talk this over with a family law lawyer.
And it wouldn't hurt for your daughter to get some advice at a womans shelter too.
Having a baby is going to force her to grow up quickly and she isn't going to like finding out that her own childhood is over.

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W.W.

answers from Washington DC on

R.,

Welcome to mamapedia.

Where is her biological father?
where is the father of the baby?
If you don't have insurance - what was 0bamacare all about? You're supposed to be insured or pay the penalty. Can you not afford the "affordable care act"?

You need to find out if the state will help out. I'd check with the baby's daddy to find out what he can afford to contribute to this.

As much as I disagree - she can have an abortion - or she can put the baby up for adoption. if she goes with adoption? the adopting parents will cover medical expenses - or most do. I don't know the rules/laws in your state.

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T.D.

answers from Springfield on

illinois has an insurance special for mommies to be and babies. check to see if your state has something similar. il. bases theirs on income so check and apply
you can also go to a pregnancy center and most will charge on a sliding scale, again based on income.
to answer your question? yes you are financially responsible for your child and her medical bills.. pregnant or not. and see if you qualify for help paying for your own insurance.

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J.C.

answers from Anchorage on

In alaska there is a state program that provides insurance for all children under 18 whose parents are lower income, check with your own state to see what they have. And I echo the others who say to take her to planned parenthood, they charge on a sliding scale and can help her with resources and referrals for whatever decision she makes about this pregnancy, and can help her with education and medication to help protect herself in the future as well.

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N.B.

answers from Oklahoma City on

She can go to the health department and can find low income clinics or something unless your income is so high she can't qualify.

I don't know what to say other than our kids should have insurance, regardless of if we have it or not.

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S.T.

answers from Washington DC on

who else would be?

khairete
S.

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H.M.

answers from Dallas on

You might try and Google Crisis Pregnancy Center and your area it should come up with some places in your area that might be able to help. I know my mom worked as a volunteer at one in our area when I was a teenager. They had a lot of resources to help girls and women that needed help.
But yes you are financially responsible as she is a minor. I would reach out to the father or the father's parents if she knows who it is. I am not trying to put her down but there are some girls and women out there that don't know.
There also should be resources in your area through the health and family services office. Or what ever your state calls it. Depending on your income she could qualify for WIC. That would help with groceries. She may even qualify for Medicaid being pregnant. You want to check into Medicaid right away because it could take a while to get approved and in place. What ever you do please don't shame her. no she should not necessarily be proud of it but great things can come from this. And I speak from experience on that.
My getting pregnant with my oldest at 21 there were a lot of bad circumstances. Some told me to abort some told me to give him up. He is now 18 almost 19 and has been the biggest blessing to me and my entire family. He changed my life for the better and brought my family back together. Yes I struggled but with the support of my parents I got through and if you stand by her it will make her stronger.
Just a note if the father is good for nothing don't push them together being apart could be what's best for her and her baby.
Good luck!!!

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