Investments: Toddler

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Suggestions for Investments in My Home

Okay ladies! I am getting the first-time homebuyers loan that they offered this year and I want to be wise with my money. I need windows and insulation that are first and foremost, but will have money left over. I am interested in anything that anyone thinks they can not live without and just really pays for itself. I need to get some things like a lawn mower and yard tools, but any other suggestions for investments as opposed to splurges or "nice things" would be great.

Account Types

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Separate or Joint Bank Accounts

Quick survey here: Do you have a separate or joint bank account and why? DH and I have separate bank accounts. It's just something we've always done, no questions asked. But now that I'm not working, I'm thinking otherwise. I get unemployment but at $400 less a month than what I wasmaking when working. I can't pitch in what I used to so I'm thinking we should just combining everything. But I kind of feel like I'm ceding control Yes, it's me. So what's your situation?

Websites

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Need Money Saving Tips

Hello mamas, I have always seen such good advice from this group I thought I would give it a go. With the economy getting tighter I need some good money saving tips either things you have learned along the way or websites for saving money. This could be for groceries, recipes, etc. Anything you can think of would be very helpful! How are you saving money?

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Money Saving Ideas

Good afternoon all! I would like to know what you have saved money on? ...